We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in doing so, can support you through any challenging times you might go through. We won't collapse when the times get challenging, like a few accounts receivable factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is the best fit for you. By reaching out to us, we'll cut to the core of your situation very quickly and help you locate the right match for your business - it could be us or another accounts receivable factoring company.

We have a large network of accounts receivable factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, after you take the time to explain your needs to us, you'll quickly see that we can help you find precisely what you need.

Practically all accounts receivable factoring firms let you select and choose your customers that you would like to factor. Except a few of them normally have a minimum amount before they'll do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Practically all accounts receivable factoring firms . You need to be Sherlock Homes to uncover those fees. We do not behave this way.  We are unconditionally upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Much like you, we are like-minded business people who have actually experienced what it takes to run a business. We take the time to hear your story, learn your struggles. Based on that information we will put together a customized solution for you. Practically all receivables factoring firms notably the Silicon Valley Fintech ones mostly gamble on an algorithm to determine your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to get them fixed right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is crucial to prevent avoidable write-offs.

Our company incorporates first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Practically all other companies are not even remotely close.